BUY-LEASE
Buying a home is such a personal and individualized aspect of life. Whether you’re looking for a three bedroom ranch with plenty of land, or a modern suburban home for your growing family that’s close to all the necessary amenities, you need a place that fits you. The walls of your home should meet your needs, your wants, and your personality. As your realtor, I understand how important this decision is, and I want to fulfill your personalized dreams, whether you’re a first time buyer or moving up to your next home. I am here to guide you through every step of the buying process, so that you end up with a home as fabulous as you are. Besides some of my services listed below, I will coordinate the entire home inspection, escrow, and loan process. I will get you the keys to your dream home!
Getting the best financing . . .
Mortgage financing and lending requirements can often be difficult for anyone, but with my professional help you will have access to the best choices for your home needs. My expertise with the finest brokers and lenders in Orange and Los Angeles County real estate markets will make your home-buying experience delightful. 

Pre-Approval: No need to feel overwhelmed with the mortgage process. My goal is to save you time and money. I want you to feel knowledgeable and empowered to make educated decisions. I will help you figure out what you are qualified to purchase, how much money you’ll need, and what your monthly payments will look like.

Normal Mortgage for Working Families: Every mortgage broker and most lenders tend to work within their own requirements and procedures.  I know which brokers and lenders will treat you right and give you the best terms and I’ll guide you to them.

The Self-Employed Borrower: Since the mortgage and housing crisis that began in 2007, it’s become a grueling process for a business owner or self-employed person to get a mortgage. Documentation of income and expenses is much more detailed, and I'm up-to-date on all of it. I’ll steer you toward multiple sources for great mortgages for the self-employed.

Less Than Stellar Credit: While not everyone has the best credit score, some buyers may need special services. I know the lenders in the Orange County and Los Angeles County real estate markets who are ready to provide good mortgages for less than high end credit scores, and I’ll tell you who they are.

ARMS and When They're Appropriate: If you need an adjustable rate mortgage (ARM), I can walk you through that process as well. ARMs may result in hundreds of dollars a month in lower payments in some cases, depending on the requirements of the home buyer. 
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Financial Disclosure and Deal: I will help you prepare yourself and your documentation needs for any forthcoming financial information request that may or may not impact structuring your ideal mortgage payment.
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Watch the Fees and Question Them: There are a number of fees associated with getting a mortgage, and the total of origination and other fees is usually the highest closing cost aggregate item in the deal. Never hesitate to ask about all fees, why they’re charged and why they’re a certain amount and how they’re calculated. It’s your money, and you’re the customer.